Terms and conditions of use for poralyxentum

These terms set out your rights and responsibilities when using poralyxentum.com and our subscription services. Please review them carefully before using our website or subscribing to our services.

September 30, 2025

Acceptance of terms

By accessing or using poralyxentum.com, you agree to these terms. If you do not accept them, please do not use our site or services. We may update these terms, so check for changes regularly.

Definitions

Key terms used throughout these conditions:

‘poralyxentum’ refers to the business operating at poralyxentum.com in Australia.

‘User’ means any person who visits or uses the site or services.

‘Subscription’ means a recurring monthly payment for ongoing financial planning services.

‘Content’ covers all text, images, and materials on poralyxentum.com.

Using our services

You must use our website and services only for lawful purposes. Our services are for personal consultation and planning, not for investment advice or management.

Eligibility

You must be at least 18 years old and legally able to enter into a contract to subscribe to our services.

We do not serve minors.

Your responsibilities

By using our service, you agree to:

Provide accurate and up-to-date personal information.
Use our website and services lawfully and respectfully.
Maintain the confidentiality of your login details.
Notify us promptly if you suspect unauthorized account use.

Prohibited uses

You may not use our site or services for:

Illegal, fraudulent, or harmful activities of any kind.
Copying, distributing, or modifying content without permission.
Sending spam, unsolicited offers, or disruptive messages.
Impersonating others or misrepresenting your identity.
Attempting to breach site security or access other users’ data.

Intellectual property rights

All content on poralyxentum.com is owned by poralyxentum or its licensors. You may view or download material for personal use only. Any commercial use, copying, or redistribution is prohibited without written consent.

Your content

You remain responsible for any information or material you submit to our site.

Your content rights

By submitting content, you grant us a license to use it for service delivery and improvement.

Privacy and data protection

Your personal information is handled according to our privacy policy, which explains what we collect and how it is used. Please review our privacy policy for further details.

Privacy policy

Disclaimer and limitation of liability

poralyxentum provides information and services as described, but does not guarantee any particular result.

Important disclaimer notice

No investment, legal, or tax advice is provided. Results may vary and depend on individual circumstances.

Limitation of liability

We are not liable for any direct or indirect loss arising from the use of our website or services.

Indemnification

You agree to indemnify poralyxentum against any claims resulting from your use of our site or services.

Dispute resolution process

If a dispute arises, we encourage you to contact us to resolve it informally first.

Arbitration

Unresolved disputes may be referred to independent arbitration in Australia.

Arbitration decisions are final and binding.

Online dispute resolution

You may also use online dispute resolution tools provided by Australian authorities.

See our ODR details

Severability

If any part of these terms is found invalid, the rest remains effective.

Entire agreement

These terms constitute the entire agreement between you and poralyxentum regarding use of our services.

Applicable law and jurisdiction

These terms are governed by Australian law. Disputes will be handled in Australian courts.

Termination

We may suspend or terminate your access if you violate these terms. You may cancel your subscription at any time.

Modifications

poralyxentum may update these terms at any time. Continued use means you accept all changes.

Contact us

If you have questions about these terms, please reach out to our team.

Email address: content@poralyxentum.com

Phone number: +61.8.6605.2761

Mailing address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date: September 30, 2025

Version: 2.0